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    ANALYSIS OF PERCEPTION AND THE LEVEL OF USE OF IMPROVED PROCESSING AND STORAGE FACILITIES AMONG RURAL WOMEN IN KWARA STATE, NIGERIA.
    (FUDMA Journal of Agriculture and Agricultural Technology, 2024-02-15) Olooto, F.M., Olatinwo, L. K., Ojo, J. A., Abdulrahman, O. L. and Akintola, B. O
    This research was carried out to assess the perception and the level of use of improved processing and storage facilities among rural women in Kwara State. Specifically, the study described socio-economic characteristics of rural women, assessed the frequency of use and ascertained perception of women on the use of improved processing and storage facilities. A three stage sampling procedure was used to select 160 rural women from who data was collected using structured interview schedule. Data collected were analyzed using frequency counts, percentages, mean and Pearson Product Moment Correlation (PPMC). Findings revealed that 60.6% were aged above 50years, 79.4% were married, 48.8% had no formal education while 62.5% were non-member of cooperative society. PPMC analysis between socio-economic characteristics and the use of improved processing/storage facilities among rural women indicated that level of formal education (p=0.002, r=0.240) and membership of agricultural society (p=003, r=0.237) showed positive significant relationship while age (p=0.000, r=-0.299) and marital status (p=0.000, r=- 0.308) showed negative significant relationship at p<0.05 level of significance. The study concluded that women in the study area were low users of improved processing and storage facilities despite having favourable perception towards using them. It was therefore recommended that extension service should engage in training women and dissemination of affordable processing and storage technologies to the rural communities.
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    Rice Farmers Cooperative group members’ perception on loan repayment in Kwara State, Nigeria
    (FUDMA Journal of Agriculture and Agricultural Technology, 2023-10-30) Abdulrahman, O.L., Adebayo, A.R., Ogunlade, I., Bello. O.G., Oyediran, W.O and Olowolayemo, P.E
    The study examined the perception of cooperative rice farmers on loan repayment in Edu Local Government Area of Kwara State, Nigeria. Interview schedule was employed in obtaining information from 138 cooperative rice farmers randomly selected from twenty-three rice cooperative groups. Data were analyzed using descriptive and inferential statistical tools. The result shows that the mean age of the respondents was41years and household size of7 persons, majority (70.3%) were males, married (84.1%), with average rice farming experience 25 years. Also majority (98.6%) of the respondents have high perception on loan repayment. Loans were used for buying planting materials (98.6%), paying of laborers (92.8) and managing of farm activities (91.3) among others. Preferred timing of loan repayment are fortnightly (94.9%) and weekly (65.2%). The constraints timely repayment of loan were diversion of funds to non-farm ventures (X= 2.18), late disbursement of loan (X= 2.02), high interest rate (X= 1.99), and lack of government support (= 1.96). Correlation result shows that the age of the respondents (r=0.688, p<0.027), household size (r=0.727, p<0.021), educational level (r=0.923, p<0.014), and years of farming experience (r=0.661, p< 0.036) showed a positive significant relationship with perception of loan repayment. The study established that respondents have high perception for the loan repayment. Socio-economic variables also contributed to the loan repayment. It was recommended that rice farmers should have access to soft loan since they have high repayment, this would help to expand rice farming and boost production as well as constant capacity building training on positive perception on loan repayment
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    Analyzing the effects of ICT infrastructure adoption on agricultural output in Nigeria: An error correction model approach
    (Faculty of Agriculture, KWASU Press and Publishing, Kwara State University, Malete, 2025-12-31) Olatunji Yusuf Ambali, Yah-ya Ibrahim Abubakar, Ololade Latifat Abdulrahman , Mariam Ajoke Ibrahim, Zainab Tope Saka
    This study examined the effect of adoption of ICT infrastructure on agricultural output in Nigeria. Annual data on fixed telephone subscriptions, mobile phone subscriptions, internet usage, ICT goods import and some essential production variables spanning from 1994 to 2023 were used for the study. The unit root test of stationarity of each variable was obtained using the Augmented Dickey–Fuller (ADF) while the existence of long - run and short-run relationship among the variables was established using the Engle and Granger 2-step approach. Based on the ADF results, all the variables were integrated of order one, I(1) and the error term of the long-run regression was stationary at level. Then, we implemented error correction model(ECM) to examine the short-run relationship between agricultural output and the ICT variables under consideration. The overall estimated result showed a significant long-run relationship between agricultural output and mobile phone subscriptions, internet usage, ICT goods import, and short-run significant relationship with only ICT goods import and mobile phone subscriptions. Fixed telephone did not have significant influence on agricultural output both in the short-term and long-term. The study suggests implementation of policies that will improve the existing level of ICT facilities for enhancement of more agricultural output.
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    EFFECTIVENESS OF MICROFINANCE BANK INITIATIVES IN PROMOTING SUSTAINABLE LIVELIHOOD PRACTICES AMONG FARMERS IN KWARA STATE, NIGERIA
    (2025) L.K Olatinwo; Z.T Saka; 1O.J Yusuf
    The low-income poor rural entrepreneurs, farmers inclusive, are often excluded from conventional bank benefits in terms of access to financial initiatives. The introduction of microfinance banks across Nigeria by the Government was to enhance financial inclusion to cater to these vulnerable groups. This study, thus, aimed to assess the effectiveness of microfinance bank (MFB) initiatives in promoting sustainable livelihood practices among rural communities in Kwara State, Nigeria. A cross-sectional research design method was used to select 143 farmers following a multistage sampling procedure. Primary data were collected with structured interview schedule and analyzed using descriptive statistics and regression analysis. Results revealed that 61.0% of the farmers were males, educated (61.0%), with mean age of 34 years. The results also revealed that MFBs played a significant role in providing capacity-building and support services (Mean Score=4.23) which ranked highest in their effectiveness, while increase access to credit and small business was ranked least (MS=3.27). The findings further reveal that limited outreach and accessibility and insufficient long-term funding and investment were the most ranked challenges by the farmers in the study area. The regression analysis further highlighted that education (β = 0.273, p = 0.002) and marital status (β = -0.285, p = 0.003) significantly influenced the impact of rural finance, emphasizing the role of socioeconomic factors in shaping financial outcomes. The study concluded that improving outreach, tailoring financial products, enhancing financial literacy, and addressing infrastructure gaps could ameliorate the constraints facing rural finance programs in supporting sustainable livelihoods. The study therefore recommends the expansion of MFB services to expand outreach and enhancing financial literacy programs to maximize the benefits of these initiatives.
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    Determinants of profitability in rice processing among women in Patigi, Kwara State, Nigeria
    (2025) Hussaina Ummikhanni MAHMUD; Zainab Tope SAKA; Oluwakemi Korede ODEDIRE; Mariam Ajoke IBRAHIM
    Rice processing is a vital economic activity for women in Patigi, Kwara State, Nigeria, providing employment and income opportunities. Rice processing activities, excluding milling, are traditionally performed by women in the study area. However, these women rice processors face various challenges that affect their profitability. This study examines the determinants of profitability among women rice processors in the study area. Multistage sampling was used in selecting 80 women rice processors for the survey. The analytical tools employed include descriptive statistics and regression analysis. The results from descriptive statistics revealed that most (75.6%) of the respondents were married, with a mean age of 36 years and 7years of processing experience. The results from regression analysis indicated that market access (0.031, p=0.002), cost of paddy per bag (-2.219E-5, p<0.001), and fixed costs (-1.746E-6, p=0.040) were statistically significant determinants of profitability, with an R squared value of 0.729 and an F-ratio of 18.061 (p < 0.001). Specifically, the results indicate that a unit increase in market access is associated with a 3.2% increase in profitability, and equally a decrease of a unit of paddy cost could increase profitability by 11.87%. The findings suggest that improving market access, reducing costs, and providing training and capacity-building programs can enhance the profitability of women rice processors in Patigi. The study thus recommends training on marketing strategies, access to market information systems, bulk purchasing, and adopting cost-saving technologies to promote the growth of the rice processing industry in Nigeria.