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- ItemElectronic Banking Services and Customer Pattern of Behaviour in Selected Banks in Ilorin Metropolis(Faculty of Management Sciences, Bayero University, Kano, Nigeria, 2024-12) Mustapha, S.; Nurudeen, B. A.The study examined electronic banking services and customer pattern of behaviour in selected banks in Ilorin metropolis. Multistage sampling method was used for the selection of 210 ebanking customers as respondents for the study and data were collected using a closed ended structured questionnaire. Multiple regression analysis using STATA version 11 was employed. Findings revealed a significant effect between e-banking service and customer switching behavior in the selected commercial banks. It was concluded that e-banking customers ofcommercial banks were highly satisfied with electronic banking service with some little improvements. The paper recommends that the management and the board of banks should strive to maximize the benefits of electronic banking system to deliver improved service to their ebanking customers.
- ItemPUBLIC PRIVATE PARTNERSHIP IN NIGERIA: AN ALTERNATIVE FOR GROWTH AND DEVELOPMENT(FACULTY OF MANAGEMENT SCIENCES, USMANU DANFODIYO UNIVERSITY, SOKOTO, 2019-07) LUBA BELLO DOGON DAJI; NURUDEEN BELLO AHMED
- ItemNigeria Defined Contributory Pension and the Perceeption Difference on the Notification of Pension Monthly Contributiion and Remittances(The Faculty of Management Sciences, Usmanu Danfodiyo University, Sokoto, 2017-09) NURUDEEN BELLO AHMED; Professor MUHAMMAD SANI UMAR; Dr. ABUBAKAR SAMBO JUNAIDUThis study is on the perception difference between retired and serving employees in Sokoto state on the Notification of Pension Monthly Contribution and Remittances as and when due on the Defined Contributory Pension Scheme (DCP). Employees of federal ministries, departments and agencies (MDA's) in Sokoto state served as the population of the study. Multi stage sampling technique was used to arrive at a sample of 735 respondents. Questionnaire was used to gather information from the respondents. The DCP is the independent variable while the dependent variable is the perception difference measured by the receipt of notification of pension monthly contributions as and when due by the employees and the retirees. Descriptive and inferential statistics were employed to present and analyze the data. The study found that serving employees and retirees in the MDA's have no differences expressed in perception in terms of receipt of notification of pension monthly contributions and remittances as and when due. The study therefore recommended among others PENCOM should take notification of pension monthly contribution and remittances very serious by way of mandating PFAs send statements of pension accounts to the clients as the notification of pension monthly contributions alerts contributors their status of pension assets. It also provides avenue for the employee to know his or her PFA's performance in-terms of accruable interest or commission to their assets. This is necessary before it becomes an issue likely to go out of hand.
- ItemEntrepreneurial Alertness and Opportunity Recognition among Bakers in Ilorin, Kwara State, Nigeria(COLLEGE OF MANAGEMENT AND SOCIAL SCIENCES, RENAISSANCE UNIVERSITY, 2021-06) Abdulgafar Adekola Akinrinade; Aminu Nassir Brimah; Bello Ahmed NurudeenThe art of opportunity recognition has long been viewed as a black box that needed further attention. Bakery owners join their mastery with administrative capacities to recognize and create an opportunity. This study examines the influence of entrepreneurial alertness as a personality traiton opportunity recognition. The study adopted a cross sectional survey using responses from 229 bakers selected with systematic random sampling approach from a sample of association of Master Bakers of Nigeria, Kwara state branch. frame. Questionnaire was adopted as the instrument for data collection which was analysed using multiple standard regression. The regression coefficients revealed adjusted R2of 0.122 for opportunity recognition. Therefore, the study concludes that entrepreneurial alertness plays a significant role in recognition of opportunities and is considered as a target-oriented process that serves as a means to new value creation and innovation. The study also recommends that the bakers should engage in activities that improved their environmental scanning abilities to enhance their alertness and also attend training program that can enhance and improve the individual cognitive thinking and mental simulation.
- ItemEFFECT OF ENTREPRENEURIAL CHARACTERISTICS ON SMEs PERFORMANCE(Department of Political Science, College of Social and Mangement Sciences, Afe Babalola University, Ado-Ekiti, Ekiti State, Nigeria, 2019-11) Yetunde Bosede Olabode; Aminu Nassir Brimah; Nurudeen Bello AhmedThis study examined the effects of entrepreneurial characteristics on the performance of small and medium enterprises (SMEs) in Kwara State Nigeria. Using a multistage sampling procedures, a total of one hundred and fifty entrepreneurs were selected and participated in the survey. A structured questionnaire was adopted for data collection on entrepreneur characters affecting performance of SMEs. The data were sought and analysed using SMART PLS. The Cronbach's alpha of 0.892 obtained from the data was used for the analysis. Based on the findings derived from PLS SEM creativity, proactiveness, self-confidence, risk taking have significant positive effects on profitability of SMEs.