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- ItemMortgage Finance, Macroeconomic Factors and Housing Development in Nigeria(Center for Contemporary Economics and Allied Research, Department of Economics, University of Nigeria, Nsukka., 2025-03-31) Ibrahim Sheriff Akanji; Abdulrauf Lukman Adebayo-Oke; Quadri Olamilekan YusufDespite the critical role of housing as a component of economic growth and social stability, literatures have shown that housing development in Nigeria can be constrained by lack of long-term financing, as well as macroeconomic factors. This study examines the intricate relationships between mortgage finance, housing development and the interactive effect of macroeconomic factors in Nigeria. This research employs data on housing delivery, mortgage finance and macroeconomic factors, sourced from the Central Bank of Nigeria (CBN) statistical bulletin and Federal Mortgage Bank of Nigeria (FMBN) annual audited report between 2005 to 2022. The research adopt an expos factor and experimental descriptive design. Pre-estimation test such as unit root test and Bound test were employed to test for stationarity and cointegration. Empirical analysis was conducted using the Autoregressive Distributed Lag (ARDL) model. Findings from this study revealed that mortgage loan interaction variable have a very weak positive effect on housing delivery in the long run, with a coefficient of 0.005230 (p-value; 0.0005), mortgage equity’s negative effect was also reduced in the long run, with a coefficient of -0.001611 (p-value; 0.0268). Mortgage interest rate was also found to have a reduced negative effect on housing delivery in the long run, with a coefficient of -0.005316 (pvalue; 0.0003). The research concludes that macroeconomic factors’ interaction with mortgage finance negatively affects changes in housing delivery. Consequently, the research recommends that policymakers implement holistic measures to stabilize the economy, while incentivizing mortgage lending to guarantee access to adequate and affordable housing for Nigeria’s growing population.
- ItemNavigating challenges Facing Enrollment in Arabic Language Programs in Many Nigerian Tertiary Institutions: Causes and Remedies(مجلة الحكمة للدراسات الأدبية و اللغوية Eissn :2600-6421 Issn: 2353-0464, 2024) Tajudeen YusufArabic is a significant language, serving as a means of communication in Arab countries and numerous Muslim nations. It is also an official language in major international organizations such as the Arab League, African Unity Organization, UNESCO, and the United Nations. Despite its global importance in diplomacy, business, and cultural studies, Arabic language programs in many Nigerian tertiary institutions face low enrollment. Several factors contribute to this issue, including the perceived lack of relevance of Arabic to students' careers and the challenges of learning the language's complex script and grammar. Institutional limitations, such as inadequate resources, unqualified instructors, and poor program visibility, further exacerbate the problem. This paper explores these challenges and proposes solutions, including updating curricula to include practical language use, cultural immersion, and careeroriented modules. Additionally, enhanced marketing and 2 increased institutional support are recommended to attract students and improve program quality, ultimately revitalizing Arabic language education in Nigeria.
- ItemFrom Legacy to Uncertainty: The Impact of Insurgency on Ngala's Arabic Village and Arabic Studies in Nigeria(University of Science and Technology, Aden, Yemen, 2025)Nigeria has long recognized Arabic Village in Ngala, Maiduguri, as a pivotal hub for Arabic language education. As a center for linguistic and cultural immersion, it has shaped generations of Arabic scholars and contributed significantly to Arabic literacy and Islamic scholarship. The village's unique environment provided students with the opportunity to experience Arabic in a native-like setting, enhancing their linguistic proficiency and cultural understanding. However, the emergence of Boko Haram and the ensuing insurgency have severely disrupted educational activities in Ngala. The once-thriving village has faced challenges such as infrastructure destruction, displacement of educators and students, and widespread fear. These challenges have stunted Arabic education's growth in the region and reduced participation nationwide, particularly in the south. Parents and institutions hesitate to send students to Ngala due to security concerns, limiting immersion opportunities. Although the Nigerian government's language policies support Arabic studies, they have struggled to address the insurgency's impact. The paper calls for strategic interventions, including security measures, infrastructure rebuilding, and adaptive policies, to revitalize Arabic education and restore confidence in the region's educational offerings.
- ItemThe Teaching of Arabic Studies in Nigerian Universities and the Underrepresentation of Females in the Field(LISANIA: Journal of Arabic Education and Literature P-ISSN: 2614-4425 E-ISSN: 2580-1716 Vol.8, No.2, 2024, pp.155-169 DOI: http://dx.doi.org/10.18326/lisania.v8i2.155-169, 2024) Tajudeen YusufENGLISH ABSTRACT This paper investigates the teaching of Arabic studies in Nigerian universities, focusing on the challenges and factors contributing to the underrepresentation of female students and educators. Arabic holds significant religious, cultural, and historical value in Nigeria; however, female participation in the field remains limited. Through an in-depth exploration of societal, cultural, and institutional barriers, this study identifies major obstacles that discourage women from enrolling in and pursuing careers in Arabic studies. Key barriers include restrictive gender norms, minimal female faculty representation, and perceptions of limited career prospects, which collectively reinforce gender disparities in the field. The study also reviews current initiatives that promote gender equity in Arabic studies and proposes actionable strategies, such as curriculum reform, community outreach, and mentorship programs, to enhance female enrollment and retention. By addressing these socio-cultural and institutional challenges, the paper seeks to encourage policies and reforms that foster inclusivity, support female advancement, and improve the overall quality of Arabic education in Nigeria. The study concludes with recommendations aimed at achieving gender equity and strengthening the academic landscape of Arabic studies in Nigerian universities, thereby contributing to a more balanced and inclusive academic field.
- ItemThe Power of Words: Exploring the Constructive and Destructive Forces of Language in Surah Ibrahim(JOURNAL OF QURANIC SCIENCES AND RESEARCH e-ISSN: 2773-5532 JQSR Vol. 5 No. 2 (2024) 47-54 https://publisher.uthm.edu.my/ojs/index.php/jqsr, 2024) Tajudeen YusufThis study provides a linguistic and communicative analysis of Surah Ibrahim (14:24–26), examining how language functions as both a constructive and destructive force through Qur'anic metaphorical imagery. The verses use the metaphor of the "good tree" and the "evil tree" to illustrate the profound effects of speech on behavior and society. Through advanced linguistic frameworks, rhetorical analysis, and communication theory, this paper highlights how these metaphors reflect language's role in shaping moral values, social interactions, and psychological states. The study employed both qualitative and interdisciplinary approach The findings emphasize the Qur'anic perspective on the ethical implications of language, offering insights for contemporary communication practices. Positive language, like a firmly rooted tree, fosters constructive communication and strengthens societal bonds, while harmful speech leads to instability and social fragmentation. In contemporary contexts, these principles recommend promoting ethical communication, focusing on sincerity, truthfulness, and respect. Moreover, further research on cross-cultural communication could explore how these ethical guidelines apply in modern media and interpersonal relations.