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A Critique of Local Business Practices in Ilorin: The Islamic Economics Paradigm
(2019) Bello, Khalid Ishola
Due to limited resources at their disposal, they interrelate and are interdependent on one another to have their needs satisfied through continuous engagement in various activities one of which is “business”, trade or commerce. Ilorin popularly known as city of Islamic heritage is also a center of commercial activities having numbers of major and minor markets. The participants in the marketplaces are dominantly Muslims. Their practices are under the two main influences of economic potential and religious values. There are some business practices known with Ilorin people which have been practised from time immemorial till the present day. Such practices include: Paaro, (exchange), Madamada (payment in installment), Dilali (third party business) among others. It is the aim of this research work to examine conditions of those business practices by identifying the area of conformity and the discrepancies between local business practices in Ilorin and Islamic values and ethics. Descriptive and field work methods are adopted via the use of primary and secondary sources. The practice of paaro is line with Islamic general rule while madamada fluctuates between acceptance and rejection. Dilal attracts divergent opinions from scholars.
A Survey of Islamic Medicine Stores in Ilorin Emirate
(Abraka Journal of Religion and Philosophy (AJRP), 2023) Oniye, O. Ibrahim; Bello, Khalid Ishola
The Islamic or prophetic medicine is one of the distinguished features of Islam which makes the religion an all-encompassing one. It has been trending across the Islamic nation but got attention of the people of Ilorin Emirate in the recent time. This study conducted a survey of the stores in the city where the items for Islamic medicine are being sold. The methods adopted are purely historical and descriptive. As the former availed the paper the opportunity to investigate into the historical facts which accounted for the emergence of the Islamic Medicine in Ilorin from the former popular Jalabi practices, the latter also provided the privilege to census and interview the practitioners. The finding of this work revealed that the emergence of Islamic medicine is linked aftermath of inherent imbalances that are associated with Jalabi and the increase in quest of Salafism. It is also discovered that the trend in the practice of the medicine today provides a better future for the community. It therefore concluded that Islamic medicine has the potentials for betterment of lives in the city and beyond and it is a viable outfit that one can venture into and build a career on it.
An Evaluation of Business Transaction in Owode Market in the Light of Islamic Ethics
(Al-Asaalah International Journal, 2023) Bello, Khalid Ishola; Oseni, Kamaldeen G.
Business transactions are one of the activities in which people are interrelating; this involves Muslims with their Muslim brothers and sisters and of course Muslims with adherents of other faiths. Islam as a total way of life provides Muslims with rules and regulations which guide them in every sphere of life. Muslims are bound to transact business with one another and adherents of other faiths in the way and manners that are in compliance to the teaching of Islam. This paper tends to evaluate the business transactions in Owode market of Offa and compare them with the business ethics in Islam. To achieve this, consultation of library materials and field work were adopted as fact finding technique. However, the outcome of the research reveals that there are certain ethics that are adduced from the Qur’an and Sunnah as technically explained by the scholars of jurisprudence that are accepted by Islam. These are the principles that should be guiding Muslims in their dealings with Muslim brothers and sisters and the non-Muslims to avoid cheating and other commercial malpractices in the society; these principles were not strictly adhered to by some Muslim traders in Owode market.
Islamic Ethics and Economic Transactions: Attitude of Muslims and Non-Muslims of South Western Nigeria
(International Journal of Islamic Banking and Finance, 2015) Bello, Khalid Ishola
The six states of South Western Nigeria zone share the same cultural and ethnical background; socioeconomic and religious features are similar. With the advent of Islam (14c), and Christianity (19c), the people of the region gradually gave up their traditional identities such as naming, dressing and transactions for either of the two religions. This paper examines some economic and financial transactions of people of the zone to determine the ratio of Muslim and non-Muslim who conform or otherwise to Islamic ethics and values. The data collected via administration of questionnaire were analysed using simple percentage and frequency count method. The study shows that the number of Muslims (30%) who agree that interested trader of any particular item has freedom of entry and exit in to marketplace without any hindrance from the existing traders is lower than non-Muslims (37%). The Muslims (20%) who disagree are more than the non-Muslims (13%). Majority of Muslims (33%) who agree to sell in double standards is slightly above the non-Muslims (32%), the non- Muslim (17%) are above the Muslim (16%) disagree. Many of the Muslim (28%) and non-Muslims (27%) agree to display their goods without separating between standard and substandard. Some of them (22% and 23% respectively) disagree with the attitude. Most of Muslims (37%) and non-Muslim (36%) see nothing bad selling goods under negotiation by one customer to another especially when the second customer promises to buy the good with higher price. Some Muslims (13%) and non-Muslims (14%) disagree with the opinion. Obviously, many practices in our study areas have conformity to Islamic rules without significant different between the two groups.
The Concept and Practice of Wahare among Contemporary Muslims in Nigeria: are there Correlations with Qur'an 4:20?
(Journal of Islamic Thought and Civilization, 2020) Bello, Khalid Ishola
Islam allows restricted polygyny with four wives simultaneously hitherto the common unrestricted practices among the Arab before the appointment of the Messenger of Allah in their midst. Having unlimited number of wives is not peculiar to the Arab alone, many nations, including Africa, are known with the same practice. However, on the contact with Islam, every Muslim is required not exceeding four wives simultaneously. Non Muslim husband of more than four wives would be legally required to reduce number of his wives to four upon his conversion into Islam. However, in Africa, Nigeria in particular, some Muslims exceed the stipulated number and seek justification from the verse 20th of Suratu’n- Nisā and tagged the practice as wahare and “‘Istibdāl”. Other advocates of the practice twist the interpretation of the verse (Q4:3) on permissibility of polygyny in support of the practice. Based on this background, this paper aims to find out if there are correlations between the practice of wahare and “‘Istibdāl” and the verse in question. Interview, observation and review of literature are implored in this study. It is identified that the two different approaches to the practice of wahare/’Istibdāl are not on the same page with the verse 20th of Suratu’n- Nisā.
The Place of Moral Values in Economic Life: A Critical Examination of Al-Qaradawi's Dawru'l-Qiyamwa'l-Akhlaq fil-lqtisadi'l-Islam
(Universiti Islam Sultan Sharif Ali (UNISSA) Journal, 2016) Bello, Khalid Ishola
Secular economic systems see material resources as the only means to actualise human well-being. While capitalism glorifies individual’s unhindered freedom to realise self-interest which is believed to bring about social interest, socialism rejects such freedom and praises social interest which is believed to ensure equity and bring about classless economic society. These economic worldviews see nothing beyond material world, ignore the spiritual realm of human being and reject the religious moral values. Islam comes to introduce a divine system that allows individual freedom which must not violate social interest and on which man is to give an account in the Hereafter. Thus incorporation of spiritualism and moral values into economic practices had enhanced a great level of economic prosperity in the Muslim world during the early periods of Islam. Similarly, some parts of the world where those values are in operation seem to enjoy the same concessions till present time. It is on this note that this paper aims at examining the role of Islamic moral values in economic life of people using Al-Qaraḍāwī’s Dawru’l-Qiyam as basis of assessment. The study, given its nature, is library based research with extensive literature review. values such as honesty, trustworthiness, justice, brotherhood and leniency are of relevance to economic life that Islam proposes for humanitarianism
Thematic Analysis of Al-Jiyali's Ar-Rayahin on Economic Classifications
(Journal of Religion and Culture, 2022) Bello, Khalid Ishola
The scope of Islam, according to the Qur’an (16:89), extends to all aspects of human life, before, during and after his existence on earth. For instance, Islam provides solutions to socio-economic problems of human being. The Qur’an and sunnah (traditions of the Prophet) are loaded with statements that deal with economic issues. Relying on those provisions, Muslim scholars have made valuable and laudable contributions to the economic thought of the world which has remained not only a system but a balanced one that promises economic prosperity. Following the 1976 Jeddah international conference on Islamic economics, the subject, since then, has attracted attentions of many writers on various aspect of the system. Many academic research centers have also emerged to revive Islamic economics and/or Islamize the conventional ones as parts of their agenda. In addition, some Universities have incorporated Islamic Economics and Finance in their curriculum. However, in Nigeria, attempt to introduce Islamic economics turns out to bea bone of contention which leads to arguments and counterarguments for and against the motion. Perhaps, this is a motivating factor for Ibn Shuaib Al-Jiyali to write various poetic verses on different aspects of Islamic Economics. It is against this background that this paper wants to critically examine his submission on economic world views. Using descriptive analysis, the paper recommends full implementation of Islamic economy to contribute to economic prosperity.
Towards sustainable development in Nigeria: lessons from Al Qaradawi's Dawru'l-Qiyam.
(2017) Bello, Khalid Ishola
Sustainable development that ensures every citizen of a nation to have access to all requirements of sufficient standard of living is a pride of any government that accomplishes it. This has been a concern of most of the developing nations. In Nigeria, many programmes have been established and initiatives are brought to board all in attempt to actualize a sustainable development. Issues of sustainable development are parts of focus of Yusuf Al-Qaraḍāwī in his 440 page work titled: Dawru’l-Qiyam. Therefore, it is the objective of this paper to review Al-Qaraḍāwī’s approach towards sustainable development and how it is relevant to the Nigerian situations. The study, given its nature, is library based with extensive literature review. The method used is phenomenological and printed books, published journals, unpublished thesis, newspapers and internet sources were consulted on Nigerian cases. The result reveals that the Proper implementation of development plans and prevention of corrupt practices and culture of wastage are lacking in the Nigerian case. Diversification of economy to maximize advantage of all economic potentials endowed Nigeria would improve the situation.
القضايا الإقتصادية في شعر الأستاذ إسحاق شعيب الـجـِيَلي
(Kashere Journal of Languages, 2021) Bello, Khalid Ishola
The scope of Islam, according to the Qur’an (16:89), extends to all aspects of human life, covering periods before, during and after his existence on earth. For instance, Islam provides solutions to socio-economic problems of human being. The Qur’an and Sunnah (traditions of the Prophet) are loaded with statements that deal with economic system. Relying on those provisions as well as practices of early caliphs, Muslim scholars have made valuable and laudable contributions to the economic thought of the world which has remained not only as a theory but a balanced system that promises economic prosperity. Re-introduction of Islamic Economics launched four decades ago, following the February 1976International Conference organized by King Abdulaziz University, has attracted attentions of many writers on the subject. Many academic research centers have also emerged to revive Islamic economics and/or to Islamize the conventional ones as parts of their agenda. In addition, some Universities have incorporated Islamic Economics and Finance into their curriculum. However, in Nigeria, attempt to introduce Islamic economics turns to become a bone of contention which leads to arguments and counterarguments for and against the motion. Perhaps, this is a motivating factor for Ibn Shucaib Al-Jiyali to write various poetic verses on different aspects of Islamic Economics. It is against this background that this paper wants to examine his submission on the concept. The paper, after the introduction, gives biography of Al-Jiyali and analysis of his poetry before the conclusion.

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