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- ItemValuing Health Insurance for Children Under Five: A Case Study of Rural Farming Communities(Faculty of Management and Social Sciences, Kwara State University, Malete, 2024) Shehu Usman Adam; Haruna Mohammed; Fatai AkosileThe death rate of children under-five from preventable and treatable diseases is disproportionately high in rural agrarian communities. Meanwhile, health insurance is not accessible to such rural population, increasing their out-of-pocket medical expenses. Surprisingly, the literature remains sparse on alternative ways for such communities to finance their health expenditure. This paper examines the rural households’ willingness-to-pay (WTP) for health insurance programme for children under five years old in Gujba local government. Data were analysed using contingent valuation method and the result shows that 60% of the households spent less than ₦1,600 per month in medical expenditure on their children. Meanwhile, sizeable number of the farming households (45.2%) earned an annual farm income of ₦800,000 - ₦1,000,000. The analysis shows that the respondents are willing to pay ₦8,438 to ensure their children have access to health insurance programme. The study also found that insurance premium, income, service satisfaction and numbers of under-five children in the household have significant effect on WTP while marital status, gender, age and education had no statistically significant effect on WTP. The study concludes that having health insurance programme for under-five children in Gujba local government area of Yobe State is feasible since rural farming communities are willing to pay a premium if the service is made available.
- ItemValuing Health Insurance for Children Under Five: A Case Study of Rural Farming Communities(Malete Journal of Management and Social Sciences (Faculty of Management and Social Sciences, Kwara State University, Malete), 2024) Shehu Usman Adam; Haruna Mohammed; Fatai AkosileThe death rate of children under-five from preventable and treatable diseases is disproportionately high in rural agrarian communities. Meanwhile, health insurance is not accessible to such rural population, increasing their out-of-pocket medical expenses. Surprisingly, the literature remains sparse on alternative ways for such communities to finance their health expenditure. This paper examines the rural households’ willingness-to-pay (WTP) for health insurance programme for children under five years old in Gujba local government. Data were analysed using contingent valuation method and the result shows that 60% of the households spent less than ₦1,600 per month in medical expenditure on their children. Meanwhile, sizeable number of the farming households (45.2%) earned an annual farm income of ₦800,000 - ₦1,000,000. The analysis shows that the respondents are willing to pay ₦8,438 to ensure their children have access to health insurance programme. The study also found that insurance premium, income, service satisfaction and numbers of under-five children in the household have significant effect on WTP while marital status, gender, age and education had no statistically significant effect on WTP. The study concludes that having health insurance programme for under-five children in Gujba local government area of Yobe State is feasible since rural farming communities are willing to pay a premium if the service is made available.
- ItemRegulatory Efficiency and Informal Economy: Impact on Tax Revenue in West Africa(Afropolitan Publisher UI, 2025) Akande, Rashidat Sumbola; Hammed, Olalekan A.; Shitu, Abdul M.; Yusuf, Yusuf T.
- ItemFinance–growthnexusand sustainabledevelopmentin West Africa(Emerald, 2024-01-04) Abdulkareem, Hauwah K. K.; Jimoh, Sodiq Olaiwola; Akande, Rashidat Sumbola
- ItemInformal Employment and Inequality: Implications for Migration in Sub-Saharan Africa(2025-03-18) Akande, Rashidat Sumbola; Abdulkareem, Hauwah K. K.; Jimoh, Sodiq Olaiwola; Nofiu, Taofeekat TemitopeA sizable level of informal employment, often stemming from social disparities and limited economic opportunities, can have great implications for migration in Sub-Sahara Africa. Similarly, inequality, particularly unequal access to economic resources in the formal sector, can serve as a key driver for migration as people seek better opportunities. Therefore, this study investigates the individual impact of the size of informal employment and inequality on migration within the region by examining the individual effects of informal employment and inequality as well as their interactive effect on migration. Utilizing System GMM method of analysis, the study examined the data from 43 Sub-Saharan African countries from 2009 to 2022. The findings suggest that both informal employment and inequality positively influence migration flows in the region. Additionally, the analysis shows that the interaction between informal employment and inequality exerts a negative effect on migration flow.