Deparment of French

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Browsing Deparment of French by Author "Ibrahim Sheriff Akanji"

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    Relationship between Cybercrime and Consumers Confidence in Nigeria Deposit Money Banks
    (Alumni Association, Kwara state University, Malete, 2021-08) Ibrahim Sheriff Akanji
    The advent of information technology has greatly impacted on the operational efficiency of the financial service sector, availing them the opportunity to offer variety of E-banking service that has greatly impacted on the economy of scale and scope of participants in the sector, this albeit has exposed the bank and financial service sector to cyberc rime risk, which pose serious threat to their survival. This research analyzed the relationship between cybercrime and consumers' confidence in Deposit Money Banks (DMBs). The research is qualitative and made use of the primary data collected from 200 DMBs customers, using self- structured and administered questionnaires. The hypothesis was tested using correlation and regression. The finding of this research shows a negative and significant relationship between cybercrime and consumers' confidence and therefore recommends the need for accelerated ethical awareness and culture o f both customers and staffs a s factors that influence IT security and draw banks managements and policy makers' attention to the importance of integrating cyber-security issues as part of their corporate asset protection model. By so doing, it will leave little opportunity for cybercriminals to attack banks customers as they will become more aware and personally protective. Overall, the research concludes that to enhance the survival of deposit money banks, cyber-risk • must be integrated into the risk management framework of deposit money banks.