Agent Banking, Mobile Money Operation and Financial Inclusion in Nigeria: Supply Side Perspective

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dc.contributor.authorYusuf Olamilekan Quadri
dc.contributor.authorKudirat Mopelola Malik-Abdulmajeed
dc.contributor.authorAyorinde Olutimi Akinwumi
dc.contributor.authorIfedolapo Oluwasolape Omotosho
dc.date.accessioned2024-07-11T13:44:21Z
dc.date.available2024-07-11T13:44:21Z
dc.date.issued2024-04-01
dc.description.abstractBackground: The inability to achieve optimum financial inclusion in Nigeria has necessitated the review of various policies and instruments meant to reduce the level of financial exclusion. Objective: Hence this study investigates the impact of agent banking and mobile money operation on financial inclusion in Nigeria, focusing on the supply side. Method: Descriptive research design was adopted and secondary data ranging from 2013 to 2021 were obtained from the World Bank Global Financial database and e-payment statistics of the Central Bank of Nigeria. Ordinary least squares repression was used to analyse the data. Results: Findings revealed that at 5% significance level, point-of-sale and mobile money operations have a positive impact on financial inclusion while web/internet banking plays a limited role in achieving financial inclusion. Conclusion: The study concluded that both agent banking and mobile money operations impact on financial inclusion in Nigeria; the study, therefore, recommends that more off-site automated teller machine and licensed agents should be encouraged to cater for the rural residents and ultimately improve financial inclusion.
dc.identifier.citationQuadri, Y. O., Akinwumi, A.O., Abdulmajeed, K.M.M., & Omotosho, I.O. (2024). Agent Banking, Mobile Money Operation and Financial Inclusion in Nigeria: Supply Side Perspective. TIJAB (The International Journal of Applied Business), 8(1), 104-116.
dc.identifier.issn2599-0705
dc.identifier.urihttps://kwasuspace.kwasu.edu.ng/handle/123456789/1515
dc.language.isoen
dc.publisherThe International Journal of Applied Business
dc.titleAgent Banking, Mobile Money Operation and Financial Inclusion in Nigeria: Supply Side Perspective
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