AWARENESS AND PERCEPTION OF THE HEALTHCARE CONSUMERS TOWARDS COMMUNITY-BASED HEALTH INSURANCE POLICY: INSIGHT FROM ALIMOSHO LOCAL GOVERNMENT, LAGOS STATE, NIGERIA

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Date
2018
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International Journal of Politics and Good Governance
Abstract
This paper assessed the healthcare service delivery of Nigeria's Community-Based Health Insurance Scheme (CBHIS) in Alimosho Local Government, Lagos State. The scheme which took off in 2008 was established to reduce the government’s healthcare financing burden and create access to affordable and efficient healthcare service delivery for all Nigerians. Despite these laudable aims, evidence on the ground seems to suggest that a number of problems still militate against the realization of the goals of the scheme and these problems include the poor level of awareness, poor healthcare facilities, and poor accessibility to healthcare service. The paper investigated the awareness and perception of the Community-Based Health Insurance Policy on healthcare service delivery in Alimosho Local Government of Lagos State, Nigeria. And appraise healthcare consumers’ perceptions. A structured questionnaire with a Cronbach alpha coefficient of .809 (awareness), and .898 (perception), .755 respectively which represent over 80% of reliability was administered on 334 out of 379 enrollees in the area. Study hypotheses were tested with the one-way Analysis of Variance (ANOVA) and the one-sample Kolmogorov- Smirnov tests (K-S). The results showed no significant awareness of CBHIS operations and objectives amongst enrollees in Alimosho Local Government, It also indicated that there is a negative perception of the enrollees on CBHIS healthcare service delivery efficiency. The study recommended regular healthcare seminars, workshops and conferences, and proactive inspection of accredited HCPs.
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